At Miscot, we understand that every business is unique. That's SwiftDOCS is a comprehensive enterprise platform that streamlines digital business and compliance processes with solutions such as a full-fledged Document Management System (DMS), Business Process Management (BPM) system, Customer Onboarding solution, and integrates well with digital channels such as eKYC, CKYC, and Digi Locker. It supports services for business continuity, such as Data Migration, Aadhaar Masking, and Digitisation. Compliance Solutions such as ADF, PFMS, Reconciliation, and CERSAI Charge Creation are offered with SwitftDOCS. It also provides archival and reporting solutions for Data Archival, MIS Reporting, Compliance Reporting, Analytics and AI.
SwiftDOCS Enables
- Offline/Online eKYC validation through UI and AP eKYC
- Aadhaar Masking and vaulting of data
- Demographic authentication
- CKYC data processing, uploading and reporting
SwiftDOCS Provides
- API for searching and downloading data from CERSAI
- Integration with Digi Locker for KYC validation and uploading critical documents by agencies or users
- API to validate VODs through alternate channels, including VODs such as electricity and phone bills, etc
Document Management System (DMS)
Document Management System (DMS) DMS module enables data capture
through scanners, mobiles, tablets, shared drives, and the
cloud. File transfers such as HTTPS, HTTP, FTP, and SFTP are supported. SwiftDOCS provides auto-categorization through AI,
manual categorization, and customized maker-checker workflows.
Auto Indexing using AI, ICR & OCR, Manual Indexing, QC, and
Maker – Checker & Customised Workflows are available. Search and
retrieval are supported for single and bulk documents. Access
rights and audit logs can also be retrieved.
Business Process Management (BPM) System
As part of BPM, users can generate business forms dynamically
based on business requirements. User-friendly UI enables
designing multi-level workflows without coding, which are
tightly integrated with DMS.Detailed reports and dashboards,
along with advanced user management and user role management,
are accessible.
Digital Onboarding Solutions
Various customer onboarding requirements are supported,
including Digital KYC, CKYC, eKYC, e-Signing, and Digi Locker
integration. Digital KYC offerings include AI-based
Categorisation to identify and categorize documents, detect face
and crop face; ICR/OCR-based Indexing to capture metadata and
perform content-based indexing; VOD Validations for documents
such as PAN, Aadhaar, Driving License, and Passport, etc.; as
well as auto-detection and masking of Aadhaar number or
specified information.
VOD Authentication
As part of the digital onboarding solution for banks, SwiftDOCS enables VOD authentication through multiple government agencies and downloading data on successful authentication. Users can scan and upload images and input KYC data through flexible workflows. SwiftDOC’s built-in OCR/ICR engine extracts data from images and can compare the data extracted from images and downloaded from government agencies. Customer onboarding is completed once the data comparison passes the threshold.
CKYC Processes
CKYC processes include integration, validation, standardisation,image processing, and CERSAI upload. SwiftDOCS has a micro-service-based architecture and supports APIs for search and download and real-time CKYC.
eKYC Solutions
SwiftDOCS platform offers eKYC solutions, including ASA/AUA/KUA-based eKYC authentication through biometrics, OTP,and IRIS input. It provides options for offline eKYC & built-in Aadhaar Data Vault with tokenisation. Integration with various third-party applications is supported via SwiftDOCS eKYC API.
Aadhaar-based eSigning
SwiftDOCS supports Aadhaar-based eSigning allowing users to input Aadhaar number and OTP to sign documents digitally. The digital signature management module is in-built, and users can upload and affix images of their signatures. Digi Locker integration permits users to upload and download documents and provides access to VODs and other KYC documents.